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Workers Compensation

Workers' Compensation

Your employees are the strength of your business. You’ll spend a great deal of time hiring and training them. Secure workers’ compensation coverage from an insurer that will treat your employees fairly and get them back to work as soon as they’re able.

The AAHA Business Insurance Program workers’ compensation policy benefits include:

  • Competitive premiums
  • Standard employers’ liability limits of $500,000 (higher limits are available upon request)
  • Payment plans with no finance charges
  • Managed care available in many areas to help reduce claim costs
  • Outstanding service
  • Loss control and risk management services
  • A highly trained and experienced claims-handling staff
  • Group buying power
  • Toll-free claim reporting number that means no forms to complete.

(Workers’ compensation through the AAHA Business Insurance Program is not available in monopolistic states: North Dakota, Ohio, Washington, West Virginia, and Wyoming.)

Assemble the following information when calling to request a quotation:

  • The number of full and part-time employees and their duties
  • The estimated combined payroll of your staff who handle animals
  • The estimated combined payroll of staff who have no animal contact
  • Your experience modification factor
  • The last three years of claims history
  • Your federal employer identification number