Automotive Liability
If your employees use their vehicles on practice business, such as, to run errands or make house calls, hired/non-owned auto liability insurance is a must. You should verify that anyone driving on practice business has a valid license and insurance on the vehicle. As the employer, you may be held responsible for your employee’s auto accidents that occur while on practice business. It is important to note that hired/non-owned automobile liability protects the practice—not the employee.